The American public has been pushed over the years to believe that they need full health insurance coverage that will cover almost anything, even a routine office visit. The cost can be in excess of $1000 per month, even for a healthy family. We don’t carry auto insurance that covers oil changes, tires, and new spark plugs. It would be far too expensive. But, that’s the approach we normally take with health insurance. What are our options? The average healthy individual requires hospitalization only once every 20 years. But, they carry a high cost insurance policy because they are afraid of that occurrence. For those who don’t have access to full health insurance, a health care discount program can provide significant discounts on everything from online doctors visits to up to 80% savings on prescription drugs